Terms & Conditions

Terms and Conditions for access to Wealth-Bulletin ("the Website") and the materials contained on the Website ("Materials").

These terms and conditions apply to any user who has been given access to the Website and the Materials as well as to any multiple user from one organisation.

These terms and conditions govern your use of this web site. Please read these terms carefully before subscribing to the online materials and information available. By using the Website, you agree, without limitation or qualification, to be legally bound by these terms and conditions.

Wealth-Bulletin is owned and operated by eFinancialNews Ltd, of 2nd Floor, Stapleton House, 29-33 Scrutton Street, London EC2A 4HU, United Kingdom.

Access to Online Services

Access to the Website is limited to persons and organisations eligible to enter into contracts under applicable law. We reserve the right to deny or limit access to the Website.

Continued access to the Website will remain subject to your complying in all respects with these terms and conditions.

Conditions of access

If eligible to use the Website and Materials, you will be granted a non-exclusive, non-transferable user license to use the Website, subject to your complying with these terms and conditions.

Each User may:

Display the materials electronically on a single computer

Download and store one copy of the materials electronically on a single computer

Print one copy of the materials

The materials are presented solely for users internal business use.

Users may not:

-use the materials otherwise that in accordance with these terms and conditions sub-licence, rent, lease, transfer or assign any rights in the materials, including without limitation copyright, trademark and other intellectual property rights, to any other person, or attempt to do any of the foregoing

-alter or remove any copyright notices or other notices indicating the proprietary ownership by EFinancial News Ltd or any third party of any intellectual property in the materials

-use the materials in any manner except as expressly permitted, or transfer or export the materials or any copies into any country, other than in compliance with applicable laws

-create a database in electronic or structured form by systematically downloading and storing all or any of the materials

-create derivative works based on the materials

-use the website or any materials for any unlawful purpose

Modification and Updates

EFinancial News Ltd will continue to develop and update the Website and reserves the right to amend, update, alter suspend or discontinue any aspect of the service. Access to and use of any new features or services will be subject to the terms of this agreement unless explicitly stated.

Privacy

Any information provided to us by you at any time which includes information concerning your company, business, employees, customers or agents will be subject to the Wealth-Bulletin privacy policy which is attached hereto and which is deemed to be incorporated herein in full.

Disclaimer

The Wealth-Bulletin Disclaimer policy is attached to this agreement and is deemed to be incorporated herein in full.

Copyright

The content of the Website and Material is protected by copyright trademark, trade names and other intellectual property rights. Copyright is owned by EFinancial News Ltd or by other third parties under license.

Use of the Website and Materials other than in accordance with the terms of this agreement may infringe the intellectual property rights of EFinancial News Ltd or other third parties.

Users agree to indemnify and hold harmless EFinancial News Ltd from any and all losses, liabilities, demands, claims, costs and expenses arising directly as a result of or in connection with any claim of infringement of any intellectual property right arising as the result of use of the website or the materials otherwise than in accordance with these terms and conditions.

Applicability of Online Materials

EFinancial News Ltd has used commercially reasonable endeavours to ensure that all Materials comply with UK law but makes no representations that the Materials and/or the Website are appropriate or available for use in the UK. EFinancial News Ltd also makes no representations that the material and Website are available for use outside the UK.

EFinancial News Ltd makes no warranty express or implied that making the Website and Materials available in any jurisdiction outside the UK is permitted under any applicable laws or regulations that apply to that jurisdiction. EFinancial News Ltd does not offer access to any users under conditions in which use of the Website or Materials would be prohibited or illegal under any law to which such use would be subject. Users must satisfy itself that it is lawfully able to use the Website and Materials in the jurisdiction in which such use is taking place, and EFinancial News Ltd accepts no liability for its failure so to do.

EFinancial News Ltd cannot and does not represent that the Website and Materials are free from infection, viruses or other code that has contaminating or other destructive properties. Users are responsible for ensuring that its computer system meets all relevant technical specifications necessary to use the web site. The user is responsible for implementing sufficient procedures and virus blocking protocols to protect its computer system from damage.

EFinancial News Ltd may provide or promote links to third party web sites or services on the Website or in the Materials. The user agrees that EFinancial News Ltd is not responsible for and does not control such web sites or services, and makes no warranty or representations of any kind regarding such web sites or services.

EFinancial News Ltd does not give tax or investment advice or advocate the purchase or sale of any security or investment.Usersshould always seek the assistance of a professional for tax and investment advice.

Termination

EFinancial News Ltd may suspend or terminate use of the Website at any time if the User is found or believed on reasonable grounds to be in material breach of the terms of this agreement. In the event that the rights of the user are terminated under this clause, The user agrees to destroy all copies of Materials.

General

This agreement may be assigned, novated or subcontracted by EFinancial News Limited at any time.

These terms and conditions may be changed or amended by EFinancial News Ltd by giving notice in writing or by electronic communication to the user. If the user does not agree to such changes or amendments, the user shallcease using the Website.

These terms and conditions, the order form signed by the parties, and the privacy statement and disclaimer incorporated herein shall constitute the entire agreement between EFinancial News Ltd and the Users. Users acknowledge that they have not accepted these terms and conditions in reliance on any warranty or representation made by EFinancial News Ltd or any third party.

If any of the provision of these terms and conditions shall become or be declared illegal, invalid or unenforceable for any reason whatsoever, such term or provision shall be divisible from the other terms and conditions and shall be deemed to be deleted from them.

These terms and conditions shall be interpreted in accordance with English Law, and EFinancial News Ltd and the user agrees to submit to the jurisdiction of the English courts.

Failure by any party to exercise any right or remedy provided for under these terms and conditions does not constitute a waiver of that right or remedy.

These terms and conditions are not intended to benefit anyone other than the parties to it, and no term of this contract will be enforceable under the Contracts(Rights of Third Parties) Act of 1999 by any third party.

Notices

All notices shall be given in writing or by confirmed receipt of electronic communication to EFinancial News Ltd at:

2nd Floor, Stapleton House, 29-33 Scrutton Street, London EC2A 4HU, United Kingdom

Current Conditions

These terms and conditions are dated 29/01/2008 and replace all other terms and conditions previously applicable to the provision of access to the web site and the materials.